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## How to calculate the payments and interest

Once the car salesperson has given you all the figures for the deal – CHECK THEM! You are free to use our Car Loan Calculator where you can enter any 3 of the four factors – Amount, Term, Repayment, Rate – and it will calculate the missing one. For example, if you know the Amount, Term and Repayment it will show you the actual Flat rate you are being charged. Or, if you know the Term, Repayment and Rate, it will show you how much you are really borrowing. Even if the salesperson tells you all four factors, enter any three of them into the Car Loan Calculator and make sure that the answer it comes up with is the same as the salesperson is telling you – if it isn’t something is wrong!!!